77.3%

It corresponds to the percentage of adults (in Colombia, it is considered an adult population to that with 18 years or more) with some formal financial product. Until December 2014, this indicator was estimated considering adults with financial products in credit institutions.

25.7

Corresponds to the number of adults (count of unique identification numbers) with some financial product. It is generated quarterly and differentiation is made between the number of adults with financial product and number of adults with active or active financial product.

999.187

It corresponds to the number of adults who entered the financial system for the first time in 2016 (understood as the set of credit establishments, financial cooperatives supervised by Supersolidaria and NGOs)

482.085

Corresponds to the number of financial offices and correspondents for the reference month. Based on these indicators, it is possible to estimate other indicators of demographic or geographical coverage, at different levels: national, by level of rurality and by department.

Dimensiones de la inclusión financiera

Access
Access

Ability to access financial products and services, considering possible barriers (information asymmetries, physical proximity, cost, among others).

Use
Use

It considers aspects such as: regularity, frequency, term of use, among others. Evaluates the depth and permanence in the use of financial products and services, seeking to determine the frequency and duration of use, as well as the combinations or portfolios of products available to people.

Quaity
Quality

It relates the attributes of financial products and services to the consumer profile. It tries to establish if the characteristics of the products are adjusted to the needs of the consumers and if their needs are taken into account for the design of the products.

Wellness
Wellness

The impact of a product or a particular financial service about the customers' conditions of life, the bussiness activity, productivity and general wellness. The Financial Education is located in this dimension.

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